COMPARATIVE INVESTEMENT ANALYSIS OF MUTUAL FUNDS AT MOTILAL OSWAL SECURITIES LTD

Abstract

This report examines the performance metrics of mutual funds and Unit Linked Insurance Plans (ULIPs) offered by ICICI Prudential, Bajaj Finserv, Aditya Birla Sun Life, and Bajaj Allianz. The analysis includes average returns, variance, risk, and Sharpe performance ratios for each fund, providing insights into their potential for investment. Suggestions based on the findings emphasize diversification, risk management, fee considerations, regular monitoring, and the possibility of seeking professional advice. While ICICI Prudential demonstrates the highest average returns, its negative Sharpe ratio indicates inefficient risk-adjusted returns. Aditya Birla Sun Life ULIP presents relatively higher returns but carries significant risk, while Bajaj Allianz ULIP offers lower risk but with lower returns. The conclusion underscores the importance of a comprehensive evaluation of performance, risk, costs, and alignment with investment objectives when selecting funds. It recommends a diversified approach tailored to individual risk tolerance and financial goals, with periodic reviews and adjustments to optimize returns and manage risk effectively