FINANCIAL PERFORMANCE ANALYSIS USING RATIO ANALYSIS W.R.T. KOTAK MAHINDRA BANK LTD

Abstract

This study is conducted to evaluate the financial performance of Kotak Mahindra Bank using comprehensive ratio analysis techniques. The core objective is to assess the bank’s financial health by examining key financial ratios—namely profitability, liquidity, efficiency, and solvency—over a defined period. These ratios serve as critical tools to analyze the bank’s operational and financial efficiency, revealing underlying strengths and weaknesses. The research involves detecting and interpreting performance trends and financial developments within the selected timeframe to provide a clearer picture of the bank’s fiscal trajectory. Additionally, the study benchmarks Kotak Mahindra Bank’s financial metrics against industry standards, offering a comparative view that enhances the reliability of the evaluation. By integrating analytical findings with industry insights, the study aims to deliver meaningful interpretations and practical recommendations. These can support informed decision-making for stakeholders, including investors, financial analysts, and the bank’s management. Ultimately, the research contributes to strategic planning and financial oversight by offering a structured analysis of Kotak Mahindra Bank’s financial standing