A STUDY ON INVESTMENT MANAGEMENT PRACTICES AT ICICI BANK, HYDERABAD

Abstract

Investment management plays a crucial role in the financial services sector, ensuring optimal allocation of resources to maximize returns and manage risk effectively. This study focuses on investment management practices at ICICI Bank, one of India’s leading private sector banks, renowned for its innovative financial solutions and strong investment portfolio. The research examines how ICICI Bank structures its investment management strategies, covering asset allocation, risk diversification, portfolio management, and adherence to regulatory frameworks. Through a combination of secondary data analysis, review of annual reports, and strategic frameworks, this study highlights the bank’s approach toward retail and institutional investments, mutual funds, wealth management services, and treasury operations. Special attention is given to how the bank balances short-term liquidity with long-term growth, incorporates technology and analytics into investment decisions, and aligns investment products with customer risk profiles and market trends