A Study on Performance of mutual funds with respect to SBI

Abstract

Mutual funds have emerged as one of the most popular investment avenues for retail and institutional investors in India, offering diversification, professional management, and relatively lower risk compared to direct equity investment. Among the leading mutual fund providers, the State Bank of India (SBI) Mutual Fund has established a strong presence, offering a wide range of equity, debt, and hybrid schemes catering to different investor profiles. This study focuses on analyzing the performance of SBI mutual funds with respect to risk, return, Net Asset Value (NAV) fluctuations, and consistency in delivering returns over a specified period. The evaluation is carried out using key financial indicators such as Sharpe Ratio, Treynor Ratio, Jensen’s Alpha, and Standard Deviation, which help assess both the risk-adjusted returns and fund efficiency. The findings highlight how SBI mutual funds perform in comparison to benchmark indices and investor expectations, providing insights into the fund manager’s competency and the schemes’ ability to meet long-term wealth creation goals. This research contributes to investor awareness by identifying the strengths and weaknesses of SBI mutual fund schemes, enabling individuals to make informed decisions regarding their portfolio allocation.