COMPARISION OF EQUITY SHARES OF SBI AND ICICI AT ICICI DIRECT LTD

Abstract

This study analyzes the performance of two leading banks in India, State Bank of India (SBI) and ICICI Bank, based on various financial metrics including variance, risk, coefficient of variance, average return, and systematic risk. The findings reveal that both banks exhibit poor returns on assets, indicating a need for strategic interventions to enhance asset utilization and improve profitability. Despite profitability, ICICI Bank demonstrates relatively lower systematic risk compared to SBI Bank, suggesting potential investment opportunities. The analysis underscores the significance of these banks in driving India's economic growth and emphasizes the importance of implementing measures to enhance their efficiency and profitability. Thus, proactive steps are imperative for sustaining and augmenting the performance of these vital institutions in the Indian banking landscape