DIGITAL LENDING APPS AND BORROWER PROTECTION IN INDIA: A CRITICAL LEGAL STUDY OF PRIVACY, PREDATORY PRACTICES AND REGULATORY ACCOUNTABILITY. int. J. Eng. Res. Sci. Tech. [Internet]. 2024 Jul. 20 [cited 2026 Sep. 22];20(3S):68-74. Available from: https://ijerst.org/index.php/ijerst/article/view/4466