FINTECH-DRIVEN FINANCIAL INCLUSION: OPPORTUNITIES AND CHALLENGES. International Journal of Engineering Research and Science & Technology, [S. l.], v. 19, n. 2(S), p. 78–82, 2026. DOI: 10.62643/. Disponível em: https://ijerst.org/index.php/ijerst/article/view/3381. Acesso em: 26 oct. 2026.