PREDICTING LOAN DEFAULTERS WITH MACHINE LEARNING MODELS FOR CREDIT CARD MANAGEMENT. International Journal of Engineering Research and Science & Technology, [S. l.], v. 21, n. 2, p. 2116–2123, 2025. DOI: 10.62643/. Disponível em: https://ijerst.org/index.php/ijerst/article/view/999. Acesso em: 11 nov. 2026.