Technology-Driven Innovation in Insurance: Transforming RiskManagement and Customer Experience. International Journal of Engineering Research and Science & Technology, [S. l.], v. 10, n. 1, p. 48–56, 2014. DOI: 10.62643/. Disponível em: https://ijerst.org/index.php/ijerst/article/view/3582. Acesso em: 28 oct. 2026.