STATISTICAL EVALUATION OF FACTORS INFLUENCING DIGITAL PAYMENT ADOPTION. International Journal of Engineering Research and Science & Technology, [S. l.], v. 19, n. 3(N), p. 72–80, 2026. DOI: 10.62643/. Disponível em: https://ijerst.org/index.php/ijerst/article/view/3390. Acesso em: 24 jun. 2026.